Kamala Harris NOT in favor of abolishing private health insurance

[REALITY 80,166]

3 minutes ago, Born To Slay said:

Because then all the old and sick will be on the government plan and the young and healthy will be on the private market, creating a situation where the government plan is most expensive.

 

Isn't that going against Bernie's stance though? The whole reason why he wants a "medicare for all" plan is because he wants to make sure that everyone gets health care. 

[Oyster 2,458]

She's not flip flopping, she just wouldn't abolish private options too but IS in support of majority government run

[ChromeAngel 3,230]

1 hour ago, Morphine Prince said:

The argument is costs would go down and coverage would be available for everyone. And I guess you can argue about the greed of health insurance companies and how they basically rip people off. 

In many countries it’s a mix of government plans and private ones though. 

I don’t think that would happen at all, imo. No matter how low the government goes, there will always be at least one company that either figures out how, or at least accepts smaller profits, to make it even cheaper. That’s just capitalism. 

[Morphine Prince 109,683]

1 minute ago, ChromeAngel said:

I don’t think that would happen at all, imo. No matter how low the government goes, there will always be at least one company that either figures out how, or at least accepts smaller profits, to make it even cheaper. That’s just capitalism. 

I mean, in the many countries who do have a universal healthcare system people tend to like their government provided coverage overwhelmingly. Private insurance is used less for things that may not be covered under the government run coverage system. 

Private insurance companies fear plans like this. 

[Economy 52,861]

5 hours ago, Morphine Prince said:

What do you all think? Should private insurance be scrapped? 

As far as I know many countries with universal healthcare still have a private sector. 

Yeah like here in Canada. We have private insurances too. I have one I get thru work that I deduct for (I pay 50% and the company pays 50%)

 

We use it for the Private parts of healthcare not covered by Government like Dental, Prescriptions, Vision Care,  Chiropractors, Medical equipment (like a cast or brace for example) etc etc etc 

 

There's also matters like insurance for when you travel abroad or life insurance in case of an accident

 

If we have a private health insurance industry the US definitely needs theirs

 

 

[ChromeAngel 3,230]

2 hours ago, Morphine Prince said:

I mean, in the many countries who do have a universal healthcare system people tend to like their government provided coverage overwhelmingly. Private insurance is used less for things that may not be covered under the government run coverage system. 

Private insurance companies fear plans like this. 

That still doesn’t make sense. Because the government plan would still be available for those who are unhappy. If the private insurance rates were bad and the government rates were good, people would simply not buy the private insurance. Right? I don’t see the need to not allow private insurance to exist.  

[Morphine Prince 109,683]

6 minutes ago, ChromeAngel said:

That still doesn’t make sense. Because the government plan would still be available for those who are unhappy. If the private insurance rates were bad and the government rates were good, people would simply not buy the private insurance. Right? I don’t see the need to not allow private insurance to exist.  

That is a great question. Maybe if someone thinks the healthcare insurance industry is immoral. 

As some people do. 

[Born To Slay 10,996]

2 hours ago, M Monstre said:

Isn't that going against Bernie's stance though? The whole reason why he wants a "medicare for all" plan is because he wants to make sure that everyone gets health care. 

Yes and if everyone is on the same public plan, that is the most cost efficient way to do it.

[REALITY 80,166]

32 minutes ago, Born To Slay said:

Yes and if everyone is on the same public plan, that is the most cost efficient way to do it.

In that case, wouldn't it be best to not get rid of the private health care system and instead propose something similar to what Buttigieg said about having both a government run health care system and  a prive sector?

It may be more cost effective for the government, but if people are fine with the private health insurance now, why should they completely abolish it?

I understand having a government run system for lower income families, and people who just generally might not be able to afford private insurance, and I am all for that, but if you have a family who's fine with what they have right now, I don't see a reason to take that away from them. 

[Born To Slay 10,996]

11 minutes ago, M Monstre said:

In that case, wouldn't it be best to not get rid of the private health care system and instead propose something similar to what Buttigieg said about having both a government run health care system and  a prive sector?

It may be more cost effective for the government, but if people are fine with the private health insurance now, why should they completely abolish it?

I understand having a government run system for lower income families, and people who just generally might not be able to afford private insurance, and I am all for that, but if you have a family who's fine with what they have right now, I don't see a reason to take that away from them. 

No, private insurance is a leach on American healthcare costs and should be mostly done away with. If everyone in America is given comprehensive insurance thru the government that includes all medically necessary care, why do we need private companies doing the same thing? The best case scenario is that they’ll be a do nothing but the worst case scenario is that doctors refuse to see people in the government plan and only take private insurance because it pays more. If the government is the sole insurer, the single payer if u will, that gives the us government the best position possible to negotiate prices with care providers, drug companies, etc. We don’t need a blood sucking industry to be involved here. Sanders, Harris, Warren, etc are absolutely right.  That said, only duplicative procedures are banned under the plan, if something isn’t provided by the government, a private company can provide it but anything medically necessary is already being provided by the federal government, so private insurance in mass is opselete.

[REALITY 80,166]

13 minutes ago, Born To Slay said:

No, private insurance is a leach on American healthcare costs and should be mostly done away with. If everyone in America is given comprehensive insurance thru the government that includes all medically necessary care, why do we need private companies doing the same thing? The best case scenario is that they’ll be a do nothing but the worst case scenario is that doctors refuse to see people in the government plan and only take private insurance because it pays more. If the government is the sole insurer, the single payer if u will, that gives the us government the best position possible to negotiate prices with care providers, drug companies, etc. We don’t need a blood sucking industry to be involved here. Sanders, Harris, Warren, etc are absolutely right.  That said, only duplicative procedures are banned under the plan, if something isn’t provided by the government, a private company can provide it but anything medically necessary is already being provided by the federal government, so private insurance in mass is opselete.

Okay, that makes much more sense now. 

[Economy 52,861]

On 6/28/2019 at 9:49 AM, OG Gaga Stan said:

The private health insurance industry is a scam that demands we fork over insane amounts of money to line the pockets of health insurance executives and pharmaceutical company CEOs. Abolishing private health insurance and implementing a medicare for all style public healthcare system is a life or death scenario for millions of people. 

So far, Sanders and Warren are the only two who've committed to doing away with it in these debates. 

I live in Canada and we still need private health care insurances for a lot of stuff. U couldn't just get rid of it

 

But I agree relying on it more than necessary just raises the cost of everything

 

Healthcare being private in general also raises the cost of healthcare

 

This is why America spends more on healthcare than most OECD Nations per capita

 

But u can't get rid of insurance companies with Medicaid tho

 

[Guest]

On 6/28/2019 at 5:17 PM, Morphine Prince said:

A single payers system is one where healthcare costs are covered through taxes (government run coverage). 

Medicare For All is a single payer program so I'm not sure what you mean. I don't think I've seen people discussing it that way. Or maybe they are discussing the label. 

https://youtu.be/uPqmThOc5lI?t=45

[Morphine Prince 109,683]

6 minutes ago, Faysalaaa said:

https://youtu.be/uPqmThOc5lI?t=45

They said “Medicare For All/Public Option” 

The title says “OR” because maybe he might not support MFA, but maybe a similar public option. 

They are not two separate things. 

[Guest]

22 minutes ago, Morphine Prince said:

They said “Medicare For All/Public Option” 

The title says “OR” because maybe he might not support MFA, but maybe a similar public option. 

They are not two separate things. 

Oh ok thank you for explaining