Trudeau Adding Dental And Pharma Coverage To Healthcare System

[SharkmanthaC 115,290]

3 minutes ago, PartySick said:

Last time I checked housing in FL is at an average of ~$250k USD. But you have to keep in mind that's big cities like Miami, Orlando, and Jacksonville skewing it higher...or maybe it's a lot of rural areas skewing it lower  anyway, my point wasn't that home prices are high, it was that I...am broke

The house next door to mine just went on the market for $190k and the agent expects it to be sold within a month

The only way I'm going to be a home owner is in a few months my grandma is putting my name on the deed to this one so when she dies it'll already be my house. I won't have to inherit it.

Our house was $210k for about 1800 sq ft plus about 1.5 acres. My in laws bought something very similar in size a few miles away for like $150k. I think it's slowed down now, but within that price range was crazy a year or so ago. We were the first ones to view our house and put in an offer that same day. There were 3 others coming in behind us. I think a lot of houses are in the $200k range now because the market has made the values go up so much. When the people that owned our house bought it in 2015 for $144k. Zillow now has our value at $275k. 

[Economy 53,144]

3 minutes ago, PartySick said:

Last time I checked housing in FL is at an average of ~$250k USD. But you have to keep in mind that's big cities like Miami, Orlando, and Jacksonville skewing it higher...or maybe it's a lot of rural areas skewing it lower  anyway, my point wasn't that home prices are high, it was that I...am broke

The house next door to mine just went on the market for $190k and the agent expects it to be sold within a month

The only way I'm going to be a home owner is in a few months my grandma is putting my name on the deed to this one so when she dies it'll already be my house. I won't have to inherit it.

Omg thats just over $300K in Canadian dollars dam. U can't even buy a small 1 bedroom condo in the vast majority of Canadian cities for that price...

 

Maybe very far into rural areas u can still get housing of some kind for such prices... Or in the poor Atlantic Provinces to the East like Newfoundland or Nova Scotia but they don't have many people anyway

 

Right now big cities like Toronto or Vancouver a normal average house is $1.5M or more... $1.1 Million in the suburbs... Condos $700K to $900K

 

Those Florida prices u mentioned... That's if u wanna buy a shed

 

We had some funny memes go viral a few years ago when prices in the 7 figures started to become the norm

 

 

[PartySick 174,656]

1 minute ago, SamanthaC said:

Our house was $210k for about 1800 sq ft plus about 1.5 acres. My in laws bought something very similar in size a few miles away for like $150k. I think it's slowed down now, but within that price range was crazy a year or so ago. We were the first ones to view our house and put in an offer that same day. There were 3 others coming in behind us. I think a lot of houses are in the $200k range now because the market has made the values go up so much. When the people that owned our house bought it in 2015 for $144k. Zillow now has our value at $275k. 

I think my grandpa said they bought my house for like $70k in the 1980s. Scary to think it's valued at over $200k now

Though with inflation, $70k in 1980 is $241k in 2022 so

The moral is that I have no idea what I'm talking about

[Economy 53,144]

11 minutes ago, SamanthaC said:

I had an ovarian cyst that ruptured on Friday. I called my husband (he was at work) and he called an ambulance. In the ER, they were about to send me home until they realized I was running a fever. Anyway, I had some kind of infection for the cyst (there was fluid/blood in my pelvic region) so they kept me in the hospital until just a few hours ago. I'm doing okay, just super tired and still have some pain, but it's tolerable. 

Omg feel better. Glad ur ok now tho

[PartySick 174,656]

1 minute ago, Economy said:

Omg thats just over $300K in Canadian dollars dam. U can't even buy a small 1 bedroom condo in the vast majority of Canadian cities for that price...

 

Maybe very far into rural areas u can still get housing of some kind for such prices... Or in the poor Atlantic Provinces to the East like Newfoundland or Nova Scotia but they don't have many people anyway

 

Right now big cities like Toronto or Vancouver a normal average house is $1.5M or more... $1.1 Million in the suburbs... Condos $700K to $900K

 

Those Florida prices u mentioned... That's if u wanna buy a shed

 

We had some funny memes go viral a few years ago when prices in the 7 figures started to become the norm

 

 

You guys make more money though, right? And your cost of living is offset by programs like medicare for all and such, yeah?

I'll move to a shed in the North East, don't think I won't

[Economy 53,144]

6 minutes ago, SamanthaC said:

Our house was $210k for about 1800 sq ft plus about 1.5 acres. My in laws bought something very similar in size a few miles away for like $150k. I think it's slowed down now, but within that price range was crazy a year or so ago. We were the first ones to view our house and put in an offer that same day. There were 3 others coming in behind us. I think a lot of houses are in the $200k range now because the market has made the values go up so much. When the people that owned our house bought it in 2015 for $144k. Zillow now has our value at $275k. 

Me reading this:

 

[PartySick 174,656]

1 minute ago, Economy said:

Me reading this:

 

@SamanthaC let's pool our money together and buy him some roof tiles

[Economy 53,144]

2 minutes ago, PartySick said:

You guys make more money though, right? And your cost of living is offset by programs like medicare for all and such, yeah?

I'll move to a shed in the North East, don't think I won't

We have fewer people in poverty or extremely low income since our minimum wages are on average higher and the poor get a lot of tax credit reimbursements and other types of assistance... And yeah we do save money on healthcare

 

But if u exclude the lowest income and the highest incomes and just look at a typical person... The median incomes if u adjust for currency aren't really higher in Canada last time I checked statistics. In fact I think the US might have been marginally higher. Meanwhile a lot of everyday items are cheaper in the US

 

Of course inclmes also vary by State and Province but still

 

Ultimately having the largest households in the G7, everyone living with their parents into their 30s now and every family that buys a house having to rent out part of their home to afford the mortgage kind of tells u housing is extremely uneconomic here despite any offsets we may have

 

A single family living in a house is increasingly rare unless they bought it a long time ago. You have to lower costs by sharing space and like everyone does that

[PartySick 174,656]

8 minutes ago, Economy said:

We have fewer people in poverty or extremely low income since our minimum wages are on average higher and the poor get a lot of tax credit reimbursements and other types of assistance... And yeah we do save money on healthcare

 

But if u exclude the lowest income and the highest incomes and just look at a typical person... The median incomes if u adjust for currency aren't really higher in Canada last time I checked statistics. In fact I think the US might have been marginally higher. Meanwhile a lot of everyday items are cheaper in the US

 

Of course inclmes also vary by State and Province but still

 

Ultimately having the largest households in the G7, everyone living with their parents into their 30s now and every family that buys a house having to rent out part of their home to afford the mortgage kind of tells u housing is extremely uneconomic here despite any offsets we may have

 

A single family living in a house is increasingly rare unless they bought it a long time ago. You have to lower costs by sharing space and like everyone does that

What makes that difference then? Is it really just less regulation in the States leading to less economic stress?

Don't answer if that's a horribly complicated question

[Economy 53,144]

7 minutes ago, Economy said:

We have fewer people in poverty or extremely low income since our minimum wages are on average higher and the poor get a lot of tax credit reimbursements and other types of assistance... And yeah we do save money on healthcare

 

But if u exclude the lowest income and the highest incomes and just look at a typical person... The median incomes if u adjust for currency aren't really higher in Canada last time I checked statistics. In fact I think the US might have been marginally higher. Meanwhile a lot of everyday items are cheaper in the US

 

Of course inclmes also vary by State and Province but still

 

Ultimately having the largest households in the G7, everyone living with their parents into their 30s now and every family that buys a house having to rent out part of their home to afford the mortgage kind of tells u housing is extremely uneconomic here despite any offsets we may have

 

A single family living in a house is increasingly rare unless they bought it a long time ago. You have to lower costs by sharing space and like everyone does that

@PartySickand just to add to this... Now we have some analysts trying to debunk the idea that we have a housing shortage and they say that having 1.4 million housing units less than G7 average to population is not a real issue because our households are larger

 

Like no duh... If housing is so expensive that will make households larger in the first place. U think the 35 year olds with their parents would all still be there if housing was cheaper? Or that single ppl wouldn't have 1 room mate instead of 2 or 3 if they could?

 

Lol I find that such a stupid argument. Our households are larger than any other G7 Country cuz they have to be, it's not just cuz our population is younger than most G7 nations cuz the US is actually marginally younger than Canada.

 

They are telling our government they don't need to try to boost housing supply and I wanna strangle them

 

[PartySick 174,656]

1 minute ago, Economy said:

@PartySickand just to add to this... Now we have some analysts trying to debunk the idea that we have a housing shortage and they say that having 1.4 million housing units less than G7 average to population is not a real issue because our households are larger

 

Like no duh... If housing is so expensive that will make households larger in the first place. U think the 35 year olds with their parents would all still be there if housing was cheaper? Or that single ppl wouldn't have 1 room mate instead of 2 or 3 if they could?

 

Lol I find that such a stupid argument. Our households are larger than any other G7 Country cuz they have to be, it's not just cuz our population is younger than most G7 nations cuz the US is actually marginally younger than Canada.

 

They are telling our government they don't need to try to boost housing supply and I wanna strangle them

 

If you guys need people to build houses I'm available

[Economy 53,144]

8 minutes ago, PartySick said:

What makes that difference then? Is it really just less regulation in the States leading to less economic stress?

Don't answer if that's a horribly complicated question

I think the issue in Canada comes down to 1 basic problem...

 

Because housing supply is in such a severe shortage ppl have to bid to the brink of their incomes to win the bidding wars and lock the extra buyers out of the market since there is not enough units for everyone, prices have to be high enough to lock many people out

 

As a result with a problem like this, it does not matter how high our incomes get or how much prosperity we have otherwise, housing prices will always rise to match any rise in incomes because with more income people can compete higher since people have to bid the maximum to outdo eachother so young or new buyers or renters stay strained no matter what happens in economy

 

Prices are expected to finally drop but only because interest rates are rising so people cannot bid as high. In terms of affordability it won't improve because the higher rates will offset any decline in prices

 

Housing as a percentag of GDP in Canada is insane. It's where all our financial resources are going to. Some analysts are also starting to sound alarm bells that credit and debt is being starved out of real business investments because it's all being deployed to housing

[Economy 53,144]

11 minutes ago, PartySick said:

If you guys need people to build houses I'm available

That's one occupation that pays a lot here is construction lol

 

Anyone that does not wanna go to school but still wants a good income... Go into construction or other trades

 

Depending on the company general laborers will make like $30/h and skilled positions $40/h+

 

Smaller Non Union companies a little less generally but in construction more companies are under a union than not

[dit 46,738]

it will not happen. I have a gut feeling this will not come to fruition. If it does though my teeth will be so happy. I take care of them but girl it costs soooo much to do dental work here. When I was living in Spain it was SO much cheaper and if you wanted to save even more money you can fly to Turkey or Morocco and get solid dental work for so cheap and get a nice trip out of the experience  I LOVE Canada but some things are tiny bit inconvenient

[Petie Estie 5,741]

I don't understand why governments always write laws with hard numbers in them. $90k? So over time with inflation, slowly nobody will qualify anymore? ugh.